When it comes to personal finance there are three types of people. There are those spend without any regard for savings. Then there are those whose primary instinct is to save however they can. They will look for every possible way to eke out a net saving. The final type is somewhere in between. They will save only if the right tools are there to enable that saving. To that end, here are some personal finance management apps that will help anyone: YNAB – you need a budget YNAB is an expense tracking app. It will help you keep track of your spending. Budgets are set by category and expenses…